| No Life Insurance Beneficiary Designation |
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| If an insured obtains a life insurance policy, he has the responsibility to designate an eligible beneficiary to receive the proceeds of the policy upon his death. Situations arise, however, where the insured either fails to make any designation of beneficiary or revokes his designation and fails to make a new one. More... |
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| Suits by Intended Beneficiaries |
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| Causes of Action More... |
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| The Workers' Compensation Exclusion in the Comprehensive General Liability Policy |
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| A business may purchase a comprehensive general liability or CGL policy to provide insurance against liabilities of the business for personal injury or property damage suffered by third parties and caused by the business. The usual form CGL policy has numerous exclusions, including Exclusion D -- Workers Compensation and Other Laws. More... |
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| Insurance Agents' Acts Not Binding on Insurer |
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| Insurance agents are the legal representatives of insurers. However, an insurer is not always bound by an agent's actions. In some instances, the insurer will not be bound by misrepresentations made by the agent to the insured.
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| Aviation Insurance Pools |
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| Insurance pools have developed in response to the magnitude of potential losses from an occurrence involving aviation. Aviation insurance generally covers risks arising from the operation of aircraft and ground facilities for aircraft. A single occurrence involving aircraft or an airport could result in catastrophic exposure that would exceed the capacity of a single insurer and its reinsurers. More... |
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